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What is Home Refinancing?


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Author Topic: What is Home Refinancing?  (Read 10 times)
james5
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« on: September 13, 2017, 03:55:00 am »

Home refinancing is the process of replacing a current home mortgage loan with a completely new mortgage loan, either with the same financial company or a different one. There are many reasons to refinance, including saving money and paying off a mortgage faster, just to name a few. Mortgage lenders, such as banks and credit unions, often loan money for home refinancing, and the entire process is usually completed at the chosen financial institution. Certain criteria may need to be met before a home refinance loan can be completed; this insures that the borrower is able to pay the new mortgage payment, and protects both the lender and the borrower. Some mortgage lenders charge fees to refinance a home, and the fees may vary depending on the institution and the amount of the mortgage loan.


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